Specialist Haulage Experts
We understand your industry
Access to Multiple Insurers
Finding the right cover at competitive prices.
Dedicated Claims Support
We're here to help when you need us most.
FCA Authorised & Regulated
Trusted, independent insurance advice.
Who is this cover for?
Our Goods in Transit Insurance is ideal for:
Hauliers
Owner Drivers
Courier Fleets
Logistics Companies
What's covered?
Goods in Transit can protect against loss of or damage to goods whilst being transported or stored.
- Theft of goods
- Accidental damage
- Loss during transit
- Loading & unloading
- Theft of goods
- Accidental damage
- Loss during transit
- Loading & unloading
If your business is to move property and goods from A to B, a Freight Liability policy (commonly referred to as a Goods In Transit policy) is a critical part of your risk management and insurance protection strategy
Goods in Transit insurance provides protection against your liability for the loss or damage to goods carried or stored in accordance with standard conditions of carriage, international conventions or statutes and common law liability.
We are able to provide insurance for RHA standard conditions along with all other contractual conditions you may operate under including the following:
- RHA Standard Conditions, RHA Uplifted Conditions , RHA Storage, BIFA, FTA, UKWKA
- CMR Convention, Hague-Visby Rules, IATA
- Full Value / All Risks / Full Responsibility Cover
- Common Law Liability, when contracts are disputed or no conditions of carriage used
Policies can be tailored to your requirements but with most insurers able to offer the following coverage for RHA Members:
- Theft-attractive goods
- Loading and unloading risks
- Overnight and unattended loads
- Refrigerated / Temperature controlled goods
- Attached and detached trailers
- Errors and Omissions
frequently ASKED QUESTIONS
Goods in Transit insurance helps protect a haulage business against liability for loss, theft or damage to goods while they are being transported or stored as part of the journey. It is an important cover for hauliers, freight operators and logistics businesses carrying goods for customers.
The terms are often used closely together, but the cover depends on the policy wording and contractual conditions. Freight Liability insurance usually focuses on the haulier’s legal or contractual liability for goods, while Goods in Transit is the more commonly searched term.
Some policies may include cover for loading and unloading, but this should not be assumed. Haulage businesses should check the policy wording carefully, especially where goods are high-value, fragile, refrigerated or handled by multiple parties.
Goods may be covered overnight depending on the policy terms, where the vehicle is parked and what security conditions apply. Insurers may require approved parking locations, alarms, trackers, locked vehicles or other security measures for overnight loads.
The right level of cover depends on the value and type of goods carried, contractual conditions, customer requirements and whether the business operates under RHA, CMR, BIFA or other terms. The cover should reflect the real exposure of the business, not just a standard assumption.
Claims can cause concern, stress and potential financial difficulty; we understand this deeply. We are here to listen to you, to understand your experience and find a resolution.
We have strict internal service standards, ensuring we stay intently focused on delivering rapid, effective responses. We provide regular updates to you, keep short diaries and will always keep you informed of progress or next steps in your claim.
We will keep you up to date at all times on the next steps to progress your claim, advise you on potential liability disputes and provide complete visibility and transparency.
Insurance expertise is only a part of the equation, we train all of our People extensively in client service and forensic claims analysis, but we also work with our RHA partners to provide extensive industry based training to our team. Our team are OLAT trained and have extensive expertise in all aspects of the challenges a haulier faces
It’s easy to do things well once; we strive for excellence every single day – nothing less than exceptional service will suffice and we have systems in place to ensure we deliver this standard.
Our Claims Promise
- 100 years of combined claims handling experience within our dedicated team of haulage experts
- Continuous investment in our team’s development and haulage specific training sessions with industry partners
- Unrivalled experience & technical expertise in handling claims in the haulage sector
- We understand your business and we use our experience to steer you through the challenges
Specialist Haulage Insurance Products
Motor Fleet & Truck Insurance
Commercial Combined Insurance
Goods in Transit Insurance
Haulage Liability Insurance
Property & Business Interruption
Haulier's GAP Insurance
Cyber & Data Liability
Directors & Officers Insurance
Business Travel & Accident
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