Specialist Liability Cover for the Haulage Industry
Tailored insurance packages to suit the requirements of haulage operators across the UK. Our policies include Employers’ Liability, Public Liability & Products Liability.
Our Employers’ Liability Insurance will protect your Liability against the legal and compensation expenses arising from employee injury or illness claims whilst at work. Cover includes directors, drivers, office staff, manual warehousemen, mechanics and agency drivers.
Common workplace incidents we cover in the sector include slips, trips & falls, manual handling, moving or falling objects during loading & unloading, working at height and vehicle movements.
Our Public & Products Liability Insurance will protect your Liability against the cost of claims made by members of the public or third parties from incidents that arise in connection with your haulage activities. Limits are available up to £50,000,000, and cover can be extended to include airside & railside where needed.
Cover also includes Health & Safety Defence costs, manslaughter costs as well as compensation for court attendance.
Our Claims Promise
- 100 years of combined claims handling experience within our dedicated team of haulage experts
- Continuous investment in our team’s development and haulage specific training sessions with industry partners
- Unrivalled experience & technical expertise in handling claims in the haulage sector
- We understand your business and we use our experience to steer you through the challenges
Claims can cause concern, stress and potential financial difficulty; we understand this deeply. We are here to listen to you, to understand your experience and find a resolution.
We have strict internal service standards, ensuring we stay intently focused on delivering rapid, effective responses. We provide regular updates to you, keep short diaries and will always keep you informed of progress or next steps in your claim.
We will keep you up to date at all times on the next steps to progress your claim, advise you on potential liability disputes and provide complete visibility and transparency.
Insurance expertise is only a part of the equation, we train all of our People extensively in client service and forensic claims analysis, but we also work with our RHA partners to provide extensive industry based training to our team. Our team are OLAT trained and have extensive expertise in all aspects of the challenges a haulier faces
It’s easy to do things well once; we strive for excellence every single day – nothing less than exceptional service will suffice and we have systems in place to ensure we deliver this standard.
FREQUENTLY ASKED QUESTIONS
Haulage liability insurance helps protect haulage businesses against claims made by employees, customers, members of the public or other third parties. It can include Employers’ Liability, Public Liability and Products Liability depending on the needs of the business.
If a haulage business employs staff, Employers’ Liability insurance is usually a legal requirement in the UK. This can apply to drivers, warehouse staff, office teams, mechanics, directors and some temporary or agency workers depending on the business structure.
Public Liability insurance can help protect the business if a third party claims they have suffered injury or property damage because of business activities. For hauliers, this could relate to depots, deliveries, loading areas, customer sites or day-to-day operations.
Not usually. HGV insurance mainly covers road risk and vehicle-related claims. Haulage liability insurance is designed to cover wider business liabilities, so it is often arranged separately or as part of a broader haulage insurance programme.
Common risks include employee injury, damage to third-party property, accidents during loading or unloading, depot incidents, customer claims and contractual disputes. The right liability cover should reflect how and where the business operates.
Specialist Haulage Insurance Products
Motor Fleet & Truck Insurance
Commercial Combined Insurance
Goods in Transit Insurance
Haulage Liability Insurance
Property & Business Interruption
Haulier's GAP Insurance
Cyber & Data Liability
Directors & Officers Insurance
Business Travel & Accident
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