Specialist GAP Cover for the Haulage Industry
GAP Insurance on finance, lease & contract hire vehicles for fleets including HGVs up to 44T.
The Benefits
- In the event of a total loss, policy will increase the motor insurers settlement by 25% or clear the balance of your finance/ Lease agreement (whichever is the greater up to max claim limit)
- Limit exposure to hefty early termination charges
- Can provide cover up to £250 towards unrecoverable policy excess
- Policy available for owner operators and for fleets of all sizes
The Product
- Covers vehicles up to 15 years old
- Annually renewable
- Short policy periods available for common renewal date
- Cover available for directors own personal vehicles
- Cover cars, van and HGVs
WHY GAP INSURANCE COVER?
Motor vehicle values depreciate as soon as ownership is taken, and a business has no control over termination charges applied.
Fleet insurers use combinations of CAP and Glass guides leading to lower average valuations than that of the lease/finance provider.
Fleet GAP can protect and provide the reassurance you require.
Our GAP Insurance Partner
RHA Insurance Services have teamed up with Jackson Lee Underwriting, a trading name of Virtual Insurance Products Ltd.

Our Claims Promise
- 100 years of combined claims handling experience within our dedicated team of haulage experts
- Continuous investment in our team’s development and haulage specific training sessions with industry partners
- Unrivalled experience & technical expertise in handling claims in the haulage sector
- We understand your business and we use our experience to steer you through the challenges
Claims can cause concern, stress and potential financial difficulty; we understand this deeply. We are here to listen to you, to understand your experience and find a resolution.
We have strict internal service standards, ensuring we stay intently focused on delivering rapid, effective responses. We provide regular updates to you, keep short diaries and will always keep you informed of progress or next steps in your claim.
We will keep you up to date at all times on the next steps to progress your claim, advise you on potential liability disputes and provide complete visibility and transparency.
Insurance expertise is only a part of the equation, we train all of our People extensively in client service and forensic claims analysis, but we also work with our RHA partners to provide extensive industry based training to our team. Our team are OLAT trained and have extensive expertise in all aspects of the challenges a haulier faces
It’s easy to do things well once; we strive for excellence every single day – nothing less than exceptional service will suffice and we have systems in place to ensure we deliver this standard.
Specialist Haulage Insurance Products
Motor Fleet & Truck Insurance
Commercial Combined Insurance
Goods in Transit Insurance
Haulage Liability Insurance
Property & Business Interruption
Haulier's GAP Insurance
Cyber & Data Liability
Directors & Officers Insurance
Business Travel & Accident
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